Chattanooga Auto Accident Attorney
Car wrecks, motorcycle crashes, and tractor-trailer collisions unfortunately are common causes of serious and catastrophic injuries. If you have been injured in an auto accident in Tennessee or Georgia, I can help you enforce your rights to recover compensation for your injuries and losses. Many people mistakenly believe that the at-fault driver's insurance company is responsible only for paying medical expenses and damages to your vehicle. That is not the law. If you have been injured in an auto accident, the at-fault driver's insurance company must pay all damages, up to a specified limit of coverage, that the at-fault driver is legally obligated to pay. This amount includes not only medical expenses and damages to your vehicle, but also compensation for lost income, pain and suffering, loss of enjoyment of life, permanent impairment or disfigurement, and other losses and damages.
Don't let an insurance adjuster pressure you into accepting a quick but inadequate settlement. Once you have signed a release, your rights generally will be extinguished, even if your injuries turn out to be worse than you or your doctors originally perceived. If you decide to settle your claim without consulting or retaining an attorney, you at least should postpone settling until your doctors have "released" you, or told you that you do not need further medical treatment and that your condition is not expected to worsen. This is particular important in cases involving closed-head injuries (such as concussions or traumatic brain injuries), which later may result in symptoms that are not initially apparent.
In the event the at-fault driver had insufficient or no insurance, you may be entitled to recover compensation under your own uninsured motorist insurance. I can help you negotiate and/or litigate your uninsured motorist claim. Uninsured motorist claims present special challenges when, for example, you purchased your insurance policy in Georgia and the wreck occurred in Tennessee, or vice versa. Tennessee and Georgia have very different laws governing uninsured motorist claims, and in a "cross-border" situation, an understanding of both states' laws is crucial to an appropriate resolution of your claims.
In addition to the at-fault driver's insurance and your own uninsured motorist insurance, there may be additional sources of recovery. For example, if the at-fault driver was operating a company vehicle or another person's vehicle at the time of the collision, then the company's or the other person's insurance policy or assets may be called upon to pay for your damages and losses.
Finally, a state or local government in certain situations may be held responsible for creating or allowing to exist a dangerous condition on a public roadway. An attorney can help you navigate through the immunities and other special privileges that states and local governments enjoy when called upon to answer for their negligence.
If you have been injured in an auto accident and would like to speak to an attorney about your rights, please contact me or request a free evaluation of your claim.